Embeddable products

Oyster provides a platform for companies to hire, pay, and manage global talent without the need for establishing local entities. They support hiring and payment of both full-timers and contractors in over 180 countries and automate the creation of compliant employment agreements. Users can manage payroll in 140+ currencies and offer globally competitive benefits. The service includes tools for calculating employment costs, risk assessment, benefits administration, and contractor conversion to full-time status. Offering robust compliance infrastructure and deep local employment intelligence, Oyster simplifies global employment tasks with automated workflows and is designed to enhance the employee onboarding experience.

Oyster

Oyster enables compliant global hiring, payroll, and benefits management.

Employee benefits

Employer of record

Payroll

Zeal is a comprehensive workforce payments platform providing a solution for managing both W2 and 1099 worker payments, tax compliance, and filings. The service streamlines onboarding, payment processing, and tax management, thus allowing businesses to focus on growth rather than administrative tasks. Zeal's API enables businesses to integrate payroll functions directly into their applications, offering a seamless experience for workers, who can handle everything from shift submission to pay stub viewing without third-party portals. Additionally, Zeal supports limitless scaling, removes the burden of tax filings, and guarantees fast and accurate payment disbursement, backed by dedicated support for its partners.

Zeal

Zeal manages workforce payments, tax filings, and compliance at scale.

APIs for payroll

Startup Lula specializes in creating an adaptable insurance infrastructure, offering a comprehensive suite of management tools for various assets, transactions, and applications. They enable seamless integration into existing systems through their APIs, automating tasks, and ensuring compliance. Their solutions cater to insurance buyers with a platform of management tools and network carriers. Additionally, they assist insurance sellers in modernizing operations to reduce costs, enhance efficiency, and serve specific sectors like trucking. Lula offers predictable pricing without hidden fees, instant sign-up, and dedicated support, positioning themselves as a strategic partner in insurance services and technology.

Lula

Lula provides flexible, scalable, and transparent insurance infrastructure solutions.

Insurance back-office

Duffel facilitates travel experience by enabling any business - from startups to large financial enterprises - to easily sell travel services. Their platform supports shopping for flights and accommodations, purchasing extras, and managing bookings. Duffel targets various entities such as challenger banks and spend management systems, offering tools like autocomplete search, filters, and integration of spend tracking. They provide documentation and tools in several programming languages, aiming to simplify the user experience for business clients. Businesses can earn commission and leverage Duffel’s global inventory, accessing over a million properties and numerous flights to create a seamless travel booking system.

Duffel

Duffel provides travel sales solutions with flights and accommodation services.

APIs for travel

Meili develops technology for seamless integration of mobility companies with airlines and travel partners, enhancing customer experiences and improving mobility brand loyalty. They enable direct contracting between mobility businesses and travel entities, giving mobility brands control over customer relationships. The platform offers efficient distribution, easy integration with a single code line, and direct access to car rental loyalty programs. Meili aims to reduce friction in customer service, increase revenue for partners, and build trust in the mobility platform market. Their mission is bolstered by a dedicated team focused on rewriting the mobility distribution rules.

Meili

Meili integrates mobility companies with airlines for seamless customer experiences.

Cardless offers end-to-end branded credit card creation and management services to businesses looking to enhance customer loyalty and spending. Their solution integrates application processes, risk management, and customer support directly into the business’s platform, ensuring a seamless user experience. Cardholders gain immediate digital access to cards, with a physical card mailed shortly after. Cardless also provides data encryption, compliance with industry regulations, and customer engagement through rewards programs. Their platform empowers partners to leverage proprietary data with intelligent algorithms for increased credit approvals, driving retention and growth with targeted campaigns and personalization.

Cardless

Custom branded credit cards, integration, support, security, data analytics, compliance.

Banking-as-a-service

Column Tax has built a modern tax platform with easy-to-use APIs, allowing seamless integration of tax products into existing apps and websites. They specialize in providing efficient, accurate, and transparent tax solutions with an accuracy and maximum refund guarantee. With bank-grade encryption and high compliance standards, Column Tax ensures data security. The platform supports banks, independent contractors, and financial platforms, aiming to enhance their services with tax filing options. The APIs are designed for quick integration, promising deployment within a week. Column Tax stands out as the first IRS authorized API-first tax filing service.

Column Tax

Startup offers tax-filing APIs with accuracy for seamless integrations.

APIs for taxes

APIs for finance

Rollfi is a platform enabling companies to enhance their businesses by integrating payroll and benefits solutions. They provide a market-ready, customizable out-of-the-box solution that requires no developer resources and can be quickly branded to a particular business. Rollfi's platform can be embedded directly within existing systems or through API integration for a fully custom experience. With a robust API designed to streamline developer involvement, Rollfi shortens development timelines and provides white-glove support. Their services include managing W2 and 1099s across all states, tax payments, and offering insurance through partnerships. Rollfi targets a wide customer base, aiming to improve system integration, financial management, and user experience.

Rollfi

Rollfi offers seamless embedded payroll and benefits expansion for businesses.

April Filer is an IRS-authorized electronic filing provider that emphasizes a no-cost, no-upsell approach to tax filing. The startup supports taxpayers in filing various forms, such as W-2 for employees and Form 1099 for the self-employed, without extra charges. April caters to users with diverse tax scenarios, including education credits, retirement contributions, gambling winnings, and more. They also accommodate filers dealing with cryptocurrency, stock sales, unemployment benefits, and student loan considerations. April prides itself on its user-friendly, mobile-first platform and highly rated customer service, simplifying tax filing from home.

april

IRS-authorized e-filing service offering free, supportive, no-upsell tax filing.

Flatfile is a data exchange platform offering a user-friendly import experience with AI-assisted data mapping, validation, and cleaning solutions. It enables efficient automation of CSV imports and enterprise data preparation, combining a robust database with the simplicity of spreadsheets. The platform is created for developers and end-users, providing SDKs and customizable UX components. It allows collaboration on data onboarding and supports various file types from different sources. Flatfile targets enterprise needs with compliance to SOC 2, HIPAA, and GDPR, ensures data security, and offers a scalable cloud-based infrastructure with a free or subscription-based pricing model.

Flatfile

Flatfile streamlines data import with an embedded file import experience.

Pinwheel offers a digital direct deposit switch solution for various income receivers including full-time employees, gig workers, and individuals receiving unemployment or SSI payments. Their service is aimed at financial institutions wanting to become the primary destination for their customers’ direct deposits. The solution provides automation, broad coverage, and a seamless user experience to increase loyalty and customer lifetime value (LTV). Pinwheel’s system supports easy integration, intelligent detection for various scenarios, and is adaptable across customer journey stages and channels. It aids financial entities in capturing more direct deposits efficiently while offering insights into customer behavior.

Pinwheel

Pinwheel provides direct deposit switching and income data insights APIs.

Embeddable products

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